Tax relief and valuation review

Protect your exemption and appeal rights.

A homestead exemption, senior-relief program, or valuation protest can change the amount a homeowner owes—but only if the filing reaches the right local office in the correct window. Use the verified county guidance below as your working checklist, then confirm the current form and deadline with Montgomery County Assessor of Property (Erinne Hester).

Relief programs

What the local record says

Homestead filing

The filing guidance for this county is: Tennessee has no general homeowner homestead exemption. For tax year 2026, first-time Greenbelt applications are due March 15, 2026; State Board of Equalization property-tax exemption applications are due May 20, 2026; and state Tax Relief/Tax Freeze applications are filed with the county Trustee, generally by 35 days after the local tax delinquency date. Use the official form or application channel, provide the residence and ownership documentation requested, and keep a copy of the submission.

Open homestead application

Senior citizen tax relief

2026 Tennessee Property Tax Relief is available through the County Trustee to qualifying low-income elderly and disabled homeowners, disabled veterans, and surviving spouses; it is a state reimbursement, not a general exemption. Montgomery County adopted the local-option Property Tax Freeze in 2008; its 2026 local-option income limit is $63,470. Apply annually through the County Trustee and meet the age, principal-residence, ownership, and income rules.

Valuation cap or growth limit

No general Tennessee individual assessed-value cap was verified. Montgomery County uses periodic reappraisal and Tennessee certified-tax-rate/revenue-neutral rules; the official county assessor states the next countywide reappraisal is scheduled for 2029. Greenbelt present-use valuation and the senior Property Tax Freeze are separate protections.

Appealing an assessment

Build the objection around evidence and the notice date.

Calendar the window

Use the valuation notice and the county’s published protest guidance to determine the last day to file. Do not assume the payment deadline controls the appeal.

Assemble support

Gather comparable sales, photographs, repair records, appraisal evidence, property characteristics, and any documentation that explains why the assessed value is incorrect.

File and preserve proof

Submit through the official channel, save the confirmation, and attend the board or review hearing if one is scheduled. An appraiser or attorney can help evaluate evidence when the value or stakes are substantial.

The verified protest guidance for this county is: The Montgomery County Board of Equalization begins June 1, 2026; appeal appointments are normally requested after May 15 and before June 1. Appeal to the State Board by August 1, 2026 or 45 days after the county decision letter, whichever is later; see https://comptroller.tn.gov/boards/state-board-of-equalization/value-appeals.html. If the language is not a specific calendar date, contact the office promptly for the current notice and board-review schedule.