Tax relief and valuation review
A homestead exemption, senior-relief program, or valuation protest can change the amount a homeowner owes—but only if the filing reaches the right local office in the correct window. Use the verified county guidance below as your working checklist, then confirm the current form and deadline with Caddo County Assessor's Office.
Relief programs
The filing guidance for this county is: For 2026, Caddo County states that homestead, additional homestead, and senior-freeze applications are due March 15, 2026 or within 30 days after a valuation-increase notice; the deed must be recorded by February 1 for the basic homestead. Use the official form or application channel, provide the residence and ownership documentation requested, and keep a copy of the submission.
Open homestead applicationCaddo County's Senior Valuation Freeze applies to a head of household age 65 or older before January 1 who owns and occupies the homestead and whose gross household income does not exceed the applicable HUD median-income level. The county also describes an additional $1,000 homestead exemption for qualifying households and a state property-tax credit/refund for qualifying seniors or totally disabled heads of household with gross household income no more than $12,000.
Oklahoma Constitution Article X, §8B limits annual increases in fair cash value for locally assessed real property to 5%; homestead and agricultural property are limited to 3%. The limits generally do not apply after a title transfer, change or conveyance, or to value added by improvements. The separate senior valuation limitation is governed by Article X, §8C and OTC Form 994.
Appealing an assessment
Use the valuation notice and the county’s published protest guidance to determine the last day to file. Do not assume the payment deadline controls the appeal.
Gather comparable sales, photographs, repair records, appraisal evidence, property characteristics, and any documentation that explains why the assessed value is incorrect.
Submit through the official channel, save the confirmation, and attend the board or review hearing if one is scheduled. An appraiser or attorney can help evaluate evidence when the value or stakes are substantial.
The verified protest guidance for this county is: 2026 OTC Form 974: file a written protest with the county assessor within 30 calendar days after the valuation notice was mailed; if the value was not changed from the prior year, a protest may be filed on or before the first Monday in April. After the informal decision, file OTC Form 976 with the assessor and county Board of Equalization within 15 calendar days of the decision mailing date. If the language is not a specific calendar date, contact the office promptly for the current notice and board-review schedule.